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Stroud National Bank

Deposit Rates


Rates are effective October 11, 2018 thru October 17, 2018.

Account Deposit Rates
Account Type
Minimum Opening Deposit
Minimum Balance Required to Earn Interest
Rate
APY*
Commercial Investment
Now Accounts
$100.00
$0-$499.99
$500 & above
0.00%
0.20%
0.00%
0.20%
Corporate Money Market Accounts $500.00
$0-$999.99
$1,000 & above
0.00%
0.25%
0.00%
0.25%
Checking Variable-Yield Accounts
Super Now Accounts $1,000.00
$0-$499.99
$500 & above
0.00%
0.20%
0.00%
0.20%
Money Market Demand Accounts $2,500.00
$0-$999.99
$1,000 & above
0.00%
0.25%
0.00%
0.25%
Prestige & Senior Prestige Accounts
Prestige Accounts $100.00
$0-$1,499.99
$1,500-$3,999.99
$4,000 & above
0.00%
0.20%
0.25%
0.00%
0.20%
.025%
Senior Prestige Accounts $100.00
$0-1,499.99
$1,500-$3,999.99
$4,000 & above
0.00%
0.20%
0.25%
0.00%
0.20%
0.25%
Passbook Savings
Savings Accounts $100.00
$0-$999.99
$1,000-$4,999.99
$5,000 & above
0.25%
0.30%
0.45%
0.25%
0.30%
0.45%




 
Certificates of Deposit**
91 Day $1000.00 $1,000.00 0.45% 0.45%
6 Months $1000.00 $1,000.00 0.55% .055%
12 Months $1000.00 $1,000.00 0.80% 0.80%
18 Months         The 18 month CD may be switched to a higher rate once during its term.  $1000.00 $1,000.00 0.75% 0.75%
24 Months $1000.00 $1,000.00 0.85% 0.85%
30 Months         The 30 month CD may be switched to a higher rate twice during its term. $1000.00 $1,000.00 0.80% 0.80%
36 Month $1000.00 $1,000.00 0.95% 0.95%
48 Month $1000.00 $1,000.00 1.05% 1.05%
60 Months $1000.00 $1,000.00 1.25% 1.26%
IRAs***
18 Month Variable Rate
$100.00 $100.00 0.75% 0.75%

 
 


*APY = Annual Percentage Yield
If you close your account before the interest is credited, you will not receive the accrued interest. Fees may reduce earnings.
**Certificates of Deposit: These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees may reduce earnings on the account.                   
***The IRA annual percentage yield and the interest rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.