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Stroud National Bank

Deposit Rates


Rates are subject to change at any time.

Account Deposit Rates
Account Type Minimum Balance Required to Earn Interest Rate APY*
Checking Variable-Yield Accounts
Super Now Accounts $500.00 0.15% 0.15%
Money Market Demand Accounts $1,000.00 0.25% 0.25%
Prestige & Senior Prestige Accounts
$4,000+ $4,000.00 0.25% 0.25%
$1,500 - $3,999.99 $1,500.00 0.15% 0.15%
Passbook Savings
$5,000+ $5,000.00 0.25% 0.25%
$1,000 - $4,999.99 $1,000.00 0.20% 0.20%
$0 - $999 No Minimum Balance 0.15% 0.15%
Certificates of Deposit** 91 Day $1,000.00 0.20%

6 Months $1,000.00 .40%

12 Months $1,000.00 .50%
The 18 month CD may be switched to a higher rate once during its term. 18 Months $1,000.00 .55%

24 Months $1,000.00 .65%
The 30 month CD may be switched to a higher rate twice during its term. 30 Months $1,000.00 .60%

36 Months $1,000.00 0.85%

48 Months $1,000.00 0.95%

60 Months $1,000.00 1.25%
IRAs*** 18 Month Variable Rate 100.00 .60%

*APY = Annual Percentage Yield

If you close your account before the interest is credited, you will not receive the accrued interest. Fees may reduce earnings.

**Certificates of Deposit: These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees may reduce earnings on the account.

***The IRA annual percentage yield and the interest rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.