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Stroud National Bank

Deposit Rates


Rates are effective October , 2019 thru October 16, 2019.

Account Deposit Rates
Account Type
Minimum Opening Deposit
Minimum Balance Required to Earn Interest
Rate
APY*
Commercial Investment
Now Accounts
$100.00
$0-$499.99
$500 & above
0.00%
0.20%
0.00%
0.20%
Corporate Money Market Accounts $500.00
$0-$999.99
$1,000 & above
0.00%
0.25%
0.00%
0.25%
Checking Variable-Yield Accounts
Super Now Accounts $1,000.00
$0-$499.99
$500 & above
0.00%
0.20%
0.00%
0.20%
Money Market Demand Accounts $2,500.00
$0-$999.99
$1,000 & above
0.00%
0.25%
0.00%
0.25%
Prestige & Senior Prestige Accounts
Prestige Accounts $100.00
$0-$1,499.99
$1,500-$3,999.99
$4,000 & above
0.00%
0.20%
0.25%
0.00%
0.20%
.025%
Senior Prestige Accounts $100.00
$0-1,499.99
$1,500-$3,999.99
$4,000 & above
0.00%
0.20%
0.25%
0.00%
0.20%
0.25%
Passbook Savings
Savings Accounts $100.00
$0-$999.99
$1,000-$4,999.99
$5,000 & above
0.25%
0.30%
0.45%
0.25%
0.30%
0.45%





Certificates of Deposit**
91 Day $1000.00 $1,000.00 0.45% 0.45%
6 Months $1000.00 $1,000.00 0.55% 0.55%
12 Months $1000.00 $1,000.00 0.80% 0.80%
18 Months         The 18 month CD may be switched to a higher rate once during its term.  $1000.00 $1,000.00 0.75% 0.75%
24 Months $1000.00 $1,000.00 0.85% 0.85%
30 Months         The 30 month CD may be switched to a higher rate twice during its term. $1000.00 $1,000.00 0.80% 0.80%
36 Month $1000.00 $1,000.00 0.95% 0.95%
48 Month $1000.00 $1,000.00 1.05% 1.05%
60 Months $1000.00 $1,000.00 1.25% 1.26%
IRAs***
18 Month Variable Rate
$100.00 $100.00 0.75% 0.75%


 


*APY = Annual Percentage Yield
If you close your account before the interest is credited, you will not receive the accrued interest. Fees may reduce earnings.
**Certificates of Deposit: These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees may reduce earnings on the account.                   
***The IRA annual percentage yield and the interest rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.