Deposit Rates
Rates are effective January 21, 2021 thru January 27, 2020.
Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Earn Interest |
Rate |
APY* |
|---|---|---|---|---|
|
Commercial Investment
Now Accounts
|
$100.00 |
$0-$499.99
$500 & above
|
0.00%
0.05%
|
0.00%
0.05%
|
| Corporate Money Market Accounts | $500.00 |
$0-$999.99
$1,000 & above
|
0.00%
0.10%
|
0.00%
0.10%
|
| Super Now Accounts | $1,000.00 |
$0-$499.99
$500 & above
|
0.00%
0.05%
|
0.00%
0.05%
|
|---|---|---|---|---|
| Money Market Demand Accounts | $2,500.00 |
$0-$999.99
$1,000 & above
|
0.00%
0.10%
|
0.00%
0.10%
|
| Prestige Accounts | $100.00 |
$0-$1,499.99
$1,500-$3,999.99
$4,000 & above
|
0.00%
0.05%
0.10%
|
0.00%
0.05%
0.10%
|
|---|---|---|---|---|
| Senior Prestige Accounts | $100.00 |
$0-1,499.99
$1,500-$3,999.99
$4,000 & above
|
0.00%
0.05%
0.10%
|
0.00%
0.05%
0.10%
|
| Savings Accounts | $100.00 |
$0-$999.99
$1,000-$4,999.99
$5,000 & above
|
0.05%
0.10%
0.15%
|
0.05%
0.10%
0.15%
|
|---|---|---|---|---|
| 91 Day | $1000.00 | $1,000.00 | 0.05% | 0.05% |
|---|---|---|---|---|
| 6 Months | $1000.00 | $1,000.00 | 0.15% | 0.15% |
| 12 Months | $1000.00 | $1,000.00 | 0.20% | 0.20% |
| 18 Months The 18 month CD may be switched to a higher rate once during its term. | $1000.00 | $1,000.00 | 0.30% | 0.30% |
| 24 Months | $1000.00 | $1,000.00 | 0.40% | 0.40% |
| 30 Months The 30 month CD may be switched to a higher rate twice during its term. | $1000.00 | $1,000.00 | 0.45% | 0.45% |
| 36 Month | $1000.00 | $1,000.00 | 0.50% | 0.50% |
| 48 Month | $1000.00 | $1,000.00 | 0.50% | 0.50% |
| 60 Months | $1000.00 | $1,000.00 | 0.65% | 0.65% |
|
IRAs***
18 Month Variable Rate
|
$100.00 | $100.00 | 0.50% | 0.50% |
If you close your account before the interest is credited, you will not receive the accrued interest. Fees may reduce earnings.
**Certificates of Deposit: These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees may reduce earnings on the account.
***The IRA annual percentage yield and the interest rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.