Deposit Rates
Rates are subject to change at any time.
| Account Type | Minimum Balance Required to Earn Interest | Rate | APY* |
|---|---|---|---|
| Checking Variable-Yield Accounts | |||
| Super Now Accounts | $500.00 | 0.15% | 0.15% |
| Money Market Demand Accounts | $1,000.00 | 0.25% | 0.25% |
| Prestige & Senior Prestige Accounts | |||
| $4,000+ | $4,000.00 | 0.25% | 0.25% |
| $1,500 - $3,999.99 | $1,500.00 | 0.15% | 0.15% |
| Passbook Savings | |||
| $5,000+ | $5,000.00 | 0.25% | 0.25% |
| $1,000 - $4,999.99 | $1,000.00 | 0.20% | 0.20% |
| $0 - $999 | No Minimum Balance | 0.15% | 0.15% |
| Certificates of Deposit** | 91 Day | $1,000.00 | 0.20% |
| 6 Months | $1,000.00 | .40% | |
| 12 Months | $1,000.00 | .50% | |
| The 18 month CD may be switched to a higher rate once during its term. | 18 Months | $1,000.00 | .55% |
| 24 Months | $1,000.00 | .65% | |
| The 30 month CD may be switched to a higher rate twice during its term. | 30 Months | $1,000.00 | .60% |
| 36 Months | $1,000.00 | 0.85% | |
| 48 Months | $1,000.00 | 0.95% | |
| 60 Months | $1,000.00 | 1.25% | |
| IRAs*** | 18 Month Variable Rate | 100.00 | .60% |
*APY = Annual Percentage Yield
If you close your account before the interest is credited, you will not receive the accrued interest. Fees may reduce earnings.
**Certificates of Deposit: These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees may reduce earnings on the account.
***The IRA annual percentage yield and the interest rate may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.