Welcome to Stroud National Bank - Saturday, September 6, 2008
Our Commitment to Your Privacy
We value your relationship with us, and we know respect for your privacy is the very foundation of that relationship. Since our bank was founded in 1898, we have built a reputation based on trust. Advances in technology have made safeguarding private information all the more important. We will tell you the sources of the information we collect about you, and we will tell you what measures we take to secure that information.
Privacy Notice
“You” and “Your” when used in this notice mean our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as deposit accounts, loan accounts, safe deposit box and self directed Individual Retirement Accounts. “We”, “our”, and “us”, when used in this notice mean Stroud National Bank.
Definitions
Non Public Personal Information means information about you that we collect in connection with providing a financial product or service to you. Non public personal information does not include information that is available from public sources, such as telephone directories, or government records. Hereafter, we will use the term “Information” to mean non public personal information.
An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A non affiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as non affiliated third party, or simply an “other party”.
Information We Collect
We collect information about you from the following sources:
- Information you give us on applications or other forms such as name, address, social security number, date of birth, etc.;
- Information about your transactions with us, our affiliates or others, such as deposit account balances, loan balances, payment history, etc.;
- Information from a consumer reporting agency, such as credit worthiness and credit history.
The Confidentiality, Security and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to protect this information.
Your Information and Our Affiliates
We may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:
- Transaction and experience information from our account records:
Information about your transactions and experience with us, such as Name and Address. - Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
Types of Affiliates
We may disclose information about you to the following types of affiliates: Financial service providers, such as insurance agents.
Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
Information About Former Customers
We do not disclose information about former customers, except as permitted by law.
Member FDIC | Equal Housing Lender
