Welcome to Stroud National Bank - Saturday, September 6, 2008

Additional Services

Automated Teller Machines (ATMs)

Stroud National Bank has several ATM Locations,  and is part of a nationwide network that allows you access to your funds almost anywhere 24 hours a day.

VISA Check Card

Stroud National Bank’s VISA Check Card is your checkbook and ATM card all rolled into one.

  • No checkbook to carry
  • Use anywhere VISA is accepted
  • Sale amount automatically deducted from your checking account
  • No waiting for check approval
  • Convenient and easy to use
  • As an ATM card, it works instantly at ATM machines throughout the world.

NOTE: The VISA Check Card is available only to checking account customers and is the property of Stroud National Bank. Application is subject to approval.

ATM Card

Stroud National Bank also offers a basic ATM Card that can be used for cash withdrawals, balance inquiries, and fund transfers at ATM machines.

  • Accepted at all SNB ATMs.
  • ATM Withdrawals are free at any SNB ATM Locations
  • SNB ATM cards work instantly at ATM machines throughout the world.

CDARS - Certificate of Deposit Account Registry Service

CDARS is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts greater than $100,000. Why is that? Because everything is handled through Stroud National Bank.

How does CDARS work?

When you’re ready to take advantage of CDARS, here’s what happens:

  1. You enter into one agreement.  You sign one simple Deposit Placement Agreement with us.
  2. You select an interest rate and a maturity.  Based on our current CD options, you decide on a rate and a maturity that best matches your investment goals.
  3. Funds are deposited.  Using CDARS, we submit your funds for placement at member banks.
  4. CDs are issued. Member banks issue CDs in denominations under $100,000 so your entire investment is eligible for full FDIC insurance coverage.
  5. Confirmation is received.  You receive written confirmation of your deposits and a listing of all of your CDs.

That’s it!  Using CDARS is just that easy.

Safe Deposit Boxes

For just pennies a day, a Safe Deposit Box is a secure place to store valuable items and important documents. It is only accessible to you or your designated representative. Boxes are available for rent in various sizes at all locations.

Direct Deposit

Sign up for Direct Deposit for your Social Security or payroll checks, and you won’t have to worry about lost, stolen, or undelivered checks. With direct deposit services your funds are immediately available in your checking or savings account without a trip to the bank.

Moneyline - 24 Hour Telephone Banking

With Moneyline you have 24 hour access to all your accounts. Call anytime to get information, make inquiries and get the current deposit rates. You can also use our 24 hour banking to make payments, transfer funds between accounts and review the most recent transactions on your account. Check here for your local Telephone Number.

Night Deposit

Make deposits after hours in our secure drop boxes, located at each office.

Bounce Protection

Having a check returned due to insufficient funds can be a costly and humiliating experience. That’s why we provide “Bounce Protection,” a special overdraft privilege for Stroud National Bank’s checking customers. Bounce Protection gives you an added level of protection against unanticipated cash flow emergencies and account reconciliation errors. At Stroud National Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.

Other Services

Stroud National Bank offers a variety of additional services to meet your needs. The following is a list of other services. If you are looking for an additional service that is not on this list please Contact Us for more information.

  • Cashier Checks and Money Orders
  • Federal Tax Deposits
  • Travelers Checks
  • Signature Guarantees
  • Savings Bond Sales and Redemption
  • Wire Transfers
  • Notary Services
Member FDIC | Equal Housing Lender